Our History


What’s over 130 years old and still going strong? MCBank—your favorite hometown bank!

The roots of MCBank were planted in 1888 in Goldthwaite, Texas, when banking was limited to the community in which you lived. Back then, the Texas Legislature prohibited the issuing of state bank charters, which meant banks had to either get a national charter or work as a “private bank”—a bank opened to serve a community, with no official charter. MCBank opened as the latter - Trent State Bank, with $4,168.61 in deposits and a stock amount of $11,499.50.

That status changed 20 years later in 1908 when the Texas State Legislature passed a law making state charters available for all banks. Trent State Bank applied for and was granted Charter No. 369—the charter is still in use today.

Fast forward through the years, and the bank went through various transformations. New branches were built, numerous presidents proudly lead the bank, the bank name was changed to Mills County State Bank, and new locations were opened in Brownwood, Early and Hamilton. New methods of banking were introduced, ensuring the bank could compete and thrive in a fast-changing industry.

The bank’s first acquisition was in 2012, with Brownwood customers and employees of First National Bank of Baird merging into the Brownwood branch. A second acquisition soon followed in 2013, with the purchase of First National Bank of Hico. This gave the bank a presence in the Hico market, extending the bank’s footprint to reach new customers.

In 2019, the bank took another transformative move, introducing a new look and a new name: MCBank. With a nod to its past, the new look unified the bank’s name and presence in all its markets, preparing for future growth and future generations of customers.

Throughout its history, MCBank has remained faithful to its mission: community-invested, integrity-driven, strong and secure, and committed to unparalleled personal service. Today, the bank’s robust digital capabilities, along with its employees who are deeply embedded in their communities, provide a foundation for the future of your favorite hometown bank: MCBank.

As of March 31, 2024, the total assets of MCBank are $426 million. 

1888 – 1909: D. H. Trent, founder

1909 – 1937: W. C. Dew, President

1937 – 1941: W. E. Fairman, President

1941: Mrs. W. E. Fairman, President

1941 – 1953: E. T. Fairman, President

1953 – 1980: W. P. Duren, President

1981 – 1988: Glynn Collier, President

1988 – 2015: C. T. Head, President & CEO

2016 – 2023: Robert Hemsath, CEO

2024 - Present: Mindy Hopper, CEO