Checking Accounts

Welcome to Checking made easy!

What kind of checking account should you choose? At MCBank, we offer a wide array of accounts—with one that's sure to be perfect just for you! From easy, everyday checking to high-value accounts loaded with benefits, our accounts are tailored with you in mind. Plus, we offer special accounts for youth, active military families and adults age 62+.

Want more details? Give us a call or stop by your nearest location and we'll be glad to help!

 
Easy Checking Account

• $50.00 minimum deposit to open
• No monthly service charge
• No monthly minimum balance
• No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
• No charge for first basic/single check order
  
  

Student Checking Account (Up to Age 25)

• $50.00 minimum deposit to open
• No monthly service charge
• No monthly minimum balance
• No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
• No charge for basic/single check orders for life of account
  
  

Super Now Account

• $1,000.00 minimum deposit to open
• Interest bearing account
• Interest rate and annual percentage yield may change at bank’s discretion
• Interest will be compounded and credited to the account every monthly statement cycle
• $10.00 service charge if the lowest balance during the monthly cycle is below $1,000.00
• No charge for the first standard debit card per account holder (Instant Issue available for additional fee)
• MCBank Club Option available for an additional $10.00 monthly insurance fee which provides customers the following benefits:
• $20,000.00 Accidental Death & Dismemberment Insurance (individual)
• $1,500.00 Dependent Children Accidental Death & Dismemberment Coverage
• $100,000.00 Common Carrier Insurance
• CyberScout ® - Lifestages- Identity Theft 911
• Cellular Telephone Protection
• Roadside Assistance
• Unlimited check writing
• No charge for personalized basic safety checks
• No charge for first year rental of safe deposit box
• No charge for up to five money orders & cashier’s checks per month
• No ATM fees for withdrawals from bank-owned ATMs
• No charge for the first standard debit card per account holder (Instant Issue available for additional fee)

Health Savings Account

• No minimum deposit to open
• $3.00 service charge if the lowest balance during the monthly cycle is below $5,000.00
• Interest bearing account
• Interest rate and annual percentage yield may change at bank’s discretion
• Interest will be compounded and credited to the account every monthly statement cycle
• No charge for the first standard debit card per account holder (Instant Issue available for additional fee)